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Nearly 1,000 volunteers participated in hte 21st annual Day of Caring in Youngstown.

The City Club of Mahoning Valley will host a community panel discussion with three national experts with extensive knowledge of Youngstown Sept. 11 at 5:30 p.m.

The United Way of Youngstown and the Mahoning Valley’s 21st annual Day of Caring is set to welcome a record 1,000 volunteers from 90 local businesses and organizations.

While land contracts can be an alternative route to homeownership for people without access to traditional mortgages, the terms often lead to more community destabilization in areas already weakened by the foreclosure crisis, according to researchers, attorneys, fair housing activists and other officials.